{"id":237,"date":"2024-05-06T12:16:27","date_gmt":"2024-05-06T12:16:27","guid":{"rendered":"https:\/\/casestudyhelp.net\/questions\/?p=237"},"modified":"2024-05-06T12:44:30","modified_gmt":"2024-05-06T12:44:30","slug":"though-it-is-seen-as-a-last-resort-bankruptcy-allows-a-consumer","status":"publish","type":"post","link":"https:\/\/casestudyhelp.net\/questions\/though-it-is-seen-as-a-last-resort-bankruptcy-allows-a-consumer\/","title":{"rendered":"Though It is seen as a last Resort, Bankruptcy Allows a Consumer?"},"content":{"rendered":"<h2 style=\"background: white;\"><span style=\"font-family: 'Segoe UI','sans-serif'; color: black; font-weight: normal;\">Though it is seen as a last resort, Bankruptcy Allows a Consumer<\/span><\/h2>\n<p style=\"background: white;\"><span style=\"font-size: 13.5pt; font-family: 'Segoe UI','sans-serif'; color: black;\"><strong>A)<\/strong> Easily re-establish good credit.<\/span><\/p>\n<p style=\"background: white; margin-block: 1.5rem 0px; max-width: var(--wp--style--global--content-size);\"><span style=\"font-size: 13.5pt; font-family: 'Segoe UI','sans-serif'; color: black;\"><strong>B)<\/strong> temporarily stop paying debts.<\/span><\/p>\n<p style=\"background: white; margin-block: 1.5rem 0px; max-width: var(--wp--style--global--content-size);\"><span style=\"font-size: 13.5pt; font-family: 'Segoe UI','sans-serif'; color: black;\"><strong>C)<\/strong> Receive credit in an emergency.<\/span><\/p>\n<p style=\"background: white; margin-block: 1.5rem 0px; max-width: var(--wp--style--global--content-size);\"><span style=\"font-size: 13.5pt; font-family: 'Segoe UI','sans-serif'; color: black;\"><strong>D)<\/strong> Eliminate certain types of debt.<\/span><\/p>\n<p><strong>Answer:- The correct option is D. Eliminate certain types of debt.<\/strong><\/p>\n<p>Bankruptcy makes possible the cancellation of certain debts and a new beginning in finances for consumers. At least temporarily, filing for bankruptcy stops that person\u2019s ability to pursue collection activities against the debtor.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/casestudyhelp.net\/order-now.php\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-92\" src=\"https:\/\/casestudyhelp.net\/questions\/wp-content\/uploads\/2024\/05\/mcq-questions-answer-300x160.webp\" alt=\"\" width=\"300\" height=\"160\" srcset=\"https:\/\/casestudyhelp.net\/questions\/wp-content\/uploads\/2024\/05\/mcq-questions-answer-300x160.webp 300w, https:\/\/casestudyhelp.net\/questions\/wp-content\/uploads\/2024\/05\/mcq-questions-answer.webp 600w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p class=\"western\" style=\"background: white;\"><span style=\"font-size: 13.5pt; font-family: 'Segoe UI','sans-serif'; color: black;\">Chapter 7 and chapter 13 are the most common for consumers among several varieties of bankruptcy filings.<\/span><\/p>\n<p class=\"western\" style=\"background: white; margin-block: 1.5rem 0px; max-width: var(--wp--style--global--content-size);\"><span style=\"font-size: 13.5pt; font-family: 'Segoe UI','sans-serif'; color: black;\">Chapter 7 bankruptcy, which is often referred to as liquidation bankruptcy because most of the assets are sold off in order to repay creditors. Any remaining debts are often discharged, meaning that the creditors receive no payment at all. However, not all debts can be discharged including student loans, alimony and child support. Chapter 7 bankruptcy is reflected on a person\u2019s credit report for an eleven-year period.<\/span><\/p>\n<p class=\"western\" style=\"background: white; margin-block: 1.5rem 0px; max-width: var(--wp--style--global--content-size);\"><span style=\"font-size: 13.5pt; font-family: 'Segoe UI','sans-serif'; color: black;\">Chapter thirteen bankruptcy or wage earner\u2019s plan means developing a repayment program to pay off some of the debt over three-five years. The plan of repayment allows the debtor to retain property such as a house or car, while she tries to catch up on outstanding payments. When the repayment is done, all unsecured debts including credit cards are discharged. Chapter 13 bankruptcy stays on a credit report for seven years.<\/span><\/p>\n<p class=\"western\" style=\"background: white; margin-block: 1.5rem 0px; max-width: var(--wp--style--global--content-size);\"><span style=\"font-size: 13.5pt; font-family: 'Segoe UI','sans-serif'; color: black;\">On one hand, bankruptcy can be a source of liberation as well but on the other it leaves implications like poor credit scores which make gaining loans or credits in future difficult. It therefore is considered to be an option of the last resort when consumers have no other ways through which they can restore financial equilibrium. Elimination of debt via bankruptcy helps consumers restore their credit and financial standing in the future.<\/span><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/casestudyhelp.net\/order-now.php\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1378 size-full\" src=\"https:\/\/casestudyhelp.net\/questions\/wp-content\/uploads\/2024\/05\/Yes-We-Can-help-You.webp\" alt=\"Get Homework Answers\" width=\"800\" height=\"180\" \/><\/a><\/p>\n<blockquote><p>Are you searching a question &#8220;<span style=\"font-family: 'Segoe UI','sans-serif'; color: black; font-weight: normal;\">Though it is seen as a last resort, bankruptcy allows a consumer&#8221; in Australia? Your search ends here. Contact with our <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/casestudyhelp.net\/experts\/\"><strong>assistance experts<\/strong><\/a><\/span> for instant solutions in <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/casestudyhelp.net\/au\/\"><strong>assignment help Australia<\/strong><\/a><\/span> with 100% non-plagiarism work at pocket-friendly prices.<\/span><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Though it is seen as a last resort, Bankruptcy Allows a Consumer A) Easily re-establish&hellip;<\/p>\n","protected":false},"author":1,"featured_media":102,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Though It is seen as a last Resort, Bankruptcy Allows a Consumer? - Get homework answers<\/title>\n<meta name=\"description\" content=\"Are you searching a question &quot;Though it is seen as a last resort, bankruptcy allows a consumer&quot; in Australia? 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